Gift Giving Budget Tips for the Holidays

So you are newly married, or a couple looking to save cash over the holidays. How do you give great gifts and not blow the bank? Here are some tips on saving on holiday gifts.

1) Give group gifts instead of individuals. This will save you money. Give a group friendly gift so that the whole group your giving to can enjoy it. For example, a new dvd player might make a great gift for your sister and her family. Now a days you can get a great deal on a dvd player. Try movie passes for the film buffs in your family, this way several people can use them.

2) Personal IOU's. Give your husband an IOU for several massages from you, or give your wife a "I'll do the dishes for a month" certificate. Get creative and think of things you can do for others that they want or need. This is very personal and will be appreciated.

3) Samples. My mom always gives my aunt all of her makeup and perfume samples she's collected through the year. These are fun little stocking stuffers and can take the place of a large gift.

4) Search the sale bins. You can find great deals at pre holiday sales, you just have to brave the crowds.

5) Make a gift. I know it sounds cheesy but it is the thought that counts. Make a gift basket with a bottle of wine, some crackers and cookies. Put it all in a creative container you might have around the house or a small bucket you can find at the store.

Don't just rush out and buy a gift. Think about it first and make a list. This way you can plot out what you need to get and what else you might do creatively.